Birmingham-Hoover, AL · Alabama
St. Clair County
ZIP 35052
92,903 residents425 permits TTM$78,993 median HHI12 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$218,500
ACS 5-Year
Cap rate proxy
7.0%
FMR × 0.65 ÷ Home Value
Rent-to-income
16.4%
HUD FMR ÷ ACS HHI
Net migration
+2.18%
IRS SOI
Permits (TTM)
425
Census BPS
Climate risk
72.1
FEMA NRI (0–100)
ZIP 35052
Median home value
$218,500
Gross yield
6.8%
Buy Box score
—
Section 8 gap
14.2%
Affordability
P/I: 2.8R/I: —
Section 8 detail
SAFMR: $1,230Rent: $1,077Gap: 14.2%
ZIP code breakdown12 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 35004 | $257,775 | $1,520 | 7.1% | 8.6% | -21.7% |
| 35131 | $161,927 | $1,020 | 7.6% | 8.0% | -5.6% |
| 35120 | $256,387 | $1,110 | 5.2% | 7.8% | -49.4% |
| 35987 | $184,900 | $1,050 | 6.8% | 7.0% | -2.6% |
| 35052 | $218,500county est. | $1,230 | 6.8% | 5.9% | 12.4% |
| 35112 | $218,500county est. | $1,110 | 6.1% | 5.9% | 3.0% |
| 35125 | $221,100 | $1,140 | 6.2% | 5.8% | 5.5% |
| 35953 | $243,868 | $1,220 | 6.0% | 5.3% | 11.7% |
| 35135 | $299,079 | $1,250 | 5.0% | 4.3% | 13.8% |
| 35128 | $307,415 | $1,310 | 5.1% | 4.2% | 17.8% |
| 35146 | $323,182 | $1,020 | 3.8% | 4.0% | -5.6% |
| 35054 | $407,868 | $1,410 | 4.1% | 3.2% | 23.6% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
82.5%
Census ACS
Vacancy rate
10.8%
Census ACS
Bachelor's degree +
19.9%
Census ACS
Rent burdened
32.2%
Census ACS (>30% income)
Median age
41.0
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026