Birmingham-Hoover, AL · Alabama
St. Clair County
ZIP 35004
92,903 residents425 permits TTM$78,993 median HHI12 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$218,500
ACS 5-Year
Cap rate proxy
7.0%
FMR × 0.65 ÷ Home Value
Rent-to-income
16.4%
HUD FMR ÷ ACS HHI
Net migration
+2.18%
IRS SOI
Permits (TTM)
425
Census BPS
Climate risk
72.1
FEMA NRI (0–100)
ZIP 35004
Median home value
$218,500
Gross yield
8.3%
Buy Box score
0.9
Section 8 gap
41.1%
Affordability
P/I: 3.3R/I: 28.1%
Section 8 detail
SAFMR: $1,520Rent: $1,077Gap: 41.1%
ZIP code breakdown12 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 35004 | $218,500 | $1,520 | 8.3% | 0.9 | 41.1% |
| 35120 | $218,500 | $1,110 | 6.1% | 0.8 | 3.1% |
| 35953 | $218,500 | $1,220 | 6.7% | 0.6 | 13.3% |
| 35131 | $218,500 | $1,020 | 5.6% | 0.6 | -5.3% |
| 35125 | $218,500 | $1,140 | 6.3% | 0.6 | 5.8% |
| 35987 | $218,500 | $1,050 | 5.8% | 0.6 | -2.5% |
| 35128 | $218,500 | $1,310 | 7.2% | 0.5 | 21.6% |
| 35135 | $218,500 | $1,250 | 6.9% | 0.5 | 16.1% |
| 35054 | $218,500 | $1,410 | 7.7% | 0.4 | 30.9% |
| 35146 | $218,500 | $1,020 | 5.6% | 0.3 | -5.3% |
| 35052 | $218,500 | $1,230 | 6.8% | — | 14.2% |
| 35112 | $218,500 | $1,110 | 6.1% | — | 3.1% |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
82.5%
Census ACS
Vacancy rate
10.8%
Census ACS
Bachelor's degree +
19.9%
Census ACS
Rent burdened
32.2%
Census ACS (>30% income)
Median age
41.0
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026