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Mid-Term Rental

Also known asMTRMedium-Term Rental
Published Mar 23, 2025Updated Mar 18, 2026

What Is Mid-Term Rental?

Mid-term-rental (MTR) is the 30–90 day sweet spot between short-term-rental (nights/weeks) and long-term (12 months). Typically furnished-rental for traveling nurses, corporate relocations, and contractors. Platforms: Furnished Finder, Airbnb (30+ day filter), corporate-housing networks. Rental-income is often 20–40% above long-term; turnover-cost is lower than STR. Use MTR to fill off-season gaps when short-term-rental demand drops.

A mid-term rental is a furnished-rental with stays of 30–90 days—typically targeting traveling nurses, relocating executives, and contractors—often used to fill off-season short-term-rental gaps.

At a Glance

  • What it is: 30–90 day furnished-rental—between STR and long-term.
  • Why it matters: Fills off-season gaps; premium over long-term; lower turnover than STR.
  • Key detail: Traveling nurses, relocators, contractors—Furnished Finder, corporate-housing.
  • Related: furnished-rental, corporate-housing, short-term-rental.
  • Watch for: STR regulation—some cities treat 30+ days differently; verify.

How It Works

Target tenants. Traveling nurses (13-week assignments), relocating executives (60–90 days before permanent housing), contractors (project-based), and medical residents. They need furnished-rental—no moving furniture for a 2-month stay.

Platforms. Furnished Finder (nurse-focused), Airbnb (filter 30+ days), corporate-housing providers (Corporate Housing by Owner, National Corporate Housing). Some landlords list on multiple platforms.

Pricing. Monthly rate typically 20–40% above unfurnished long-term. Example: unfurnished 2-bed $1,800; mid-term-rental $2,400. ADR equivalent: $80/night for 30 days. Lower than STR ADR ($150) but higher total than off-season STR at 35% occupancy ($150 × 10 nights = $1,500).

Regulation. Many cities treat 30+ day stays differently—may not require str-permit. Verify STR regulation—some ordinances exempt 30+ day rentals.

Real-World Example

Gatlinburg cabin, off-season MTR. Off-season (Jan–Mar) STR ADR: $125. Occupancy-rate: 38%. Revenue: $125 × 90 × 0.38 = $4,275. She lists on Furnished Finder for Jan–Mar: $2,200/month. One traveling nurse books 60 days: $4,400. Better than STR. She switches to STR for peak-season (Apr–Dec). Hybrid strategy—MTR fills off-season.

Austin 2-bed, full-time MTR. David targets relocating tech workers. 60–90 day stays. $3,200/month furnished-rental. Rental-income: $38,400/year. Unfurnished long-term: $2,400/month = $28,800. Premium: $9,600. Turnover-cost: 4–6 per year vs 52+ for STR. Lower str-management burden. No str-permit needed in Austin for 30+ days.

Destin beach house, winter MTR. Off-season STR: $165 ADR, 32% occupancy. Revenue: $165 × 120 × 0.32 = $6,336. He lists MTR for Nov–Feb: $2,800/month. One 90-day stay: $8,400. Better than STR. Peak-season (Jun–Aug) he runs STR. MTR fills the gap.

Pros & Cons

Advantages
  • Fills off-season short-term-rental gaps—higher rental-income than empty STR.
  • Premium over long-term—20–40% for furnished-rental.
  • Lower turnover-cost than STR—4–6 turnovers/year vs 50+.
  • May avoid str-permit in some cities—30+ days treated differently.
  • Quality tenants—traveling nurses, relocators often have stable income.
Drawbacks
  • Smaller tenant pool than STR or long-term—Furnished Finder and corporate-housing are niche.
  • Furnished-rental requirement—upfront furniture cost.
  • Vacancy between MTR tenants—no nightly dynamic-pricing to fill gaps.

Watch Out

  • Regulation risk: Verify STR regulation—30+ days may be exempt from str-permit in some cities. Not all.
  • Modeling risk: MTR rental-income depends on tenant flow. Furnished Finder has demand in nurse-heavy markets; relocator demand varies by city.
  • Execution risk: Screening MTR tenants—verify employment, assignment length. Different from guest-screening for STR.

Ask an Investor

The Takeaway

Mid-term-rental is 30–90 day furnished-rental for traveling nurses, relocators, and contractors. It fills off-season short-term-rental gaps and commands a premium over long-term. Lower turnover-cost than STR. List on Furnished Finder, Airbnb (30+ day), or corporate-housing networks. Verify STR regulation—30+ days may have different rules.

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