Terms Starting with Y
8 terms
YIMBY
YIMBY — short for "Yes In My Backyard" — is the pro-development movement that advocates for more housing construction, higher density zoning, and reduced regulatory barriers to building. It is the direct countermovement to NIMBY opposition.
Yard Sign
A yard sign is a physical sign placed on a rental property's lawn or in a visible window to signal that a unit is available for rent — one of the oldest and most cost-effective vacancy marketing tools in a landlord's toolkit, typically used alongside digital listings on platforms that accept online rent payment and other technology-enabled management systems.
Yield
Yield is the annual income an investment generates expressed as a percentage of its cost or current market value. In real estate, it answers the single most useful question at the analysis stage: how much does this asset pay me each year relative to what I put in?
Yield Compression
Yield compression is the decline in investment returns on real estate — most often measured as falling cap rates — that occurs when property prices rise faster than the income those properties generate.
Yield Curve
The yield curve plots interest rates (yields) on bonds of the same credit quality across different maturities—typically Treasury securities—with inversion (short rates above long rates) often preceding recession by 12–18 months as a leading-indicators.
Yield Maintenance
Yield maintenance is a prepayment penalty on commercial and agency loans that compensates the lender for lost interest income. When a borrower repays early, the lender collects the present value of the remaining interest stream, discounted at a comparable treasury rate.
Yield Spread
Yield spread is the difference between two interest rates or yields, expressed in percentage points or basis points. In real estate, investors track two spreads that matter most: the gap between property cap rates and the 10-year Treasury yield, and the gap between mortgage rates and that same Treasury benchmark.
YieldStreet
YieldStreet is an online alternative investment platform that gives accredited investors access to asset classes traditionally reserved for institutional money — real estate debt, art finance, marine finance, legal finance, private credit, and infrastructure — typically with minimum investments starting at $10,000 and target yields of 7–15% annually.