Terms Starting with C
235 terms
Credit Report
A credit report is a detailed record of your credit history compiled by the three major bureaus—Equifax, Experian, and TransUnion. Lenders use it to evaluate your creditworthiness when you apply for a mortgage or commercial loan.
Credit Score
A credit score is a number (typically 300–850) that summarizes your creditworthiness. Lenders use it to decide whether to approve your mortgage and what interest rate to charge.
Credit Score Requirement
Credit Score Requirement is a tenant relations concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of tenant screening system deals.
Credit Union Lending
Credit Union Lending is a real estate lending concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of financing deals.
Credit Utilization
Credit utilization is the percentage of your available credit you're using. $3,000 in balances on a $10,000 limit = 30%. Lenders and scoring models treat it as a key signal — high utilization suggests risk.
Crime Mapping
Crime mapping is the practice of using geographic crime data—sourced from law enforcement agencies and third-party platforms—to evaluate neighborhood safety before buying a rental property or flip.
Crime Rate
Crime rate is the number of reported criminal incidents per capita in a geographic area, typically expressed per 100,000 residents.
Criminal History Check
A criminal history check is a search of public records—county courts, state databases, and sex offender registries—to see whether a tenant applicant has a criminal record.
Cross-Collateral Strategy
Cross-collateral strategy uses the equity in one or more existing properties as additional collateral for new acquisitions, enabling purchases with lower down payments or no additional cash — but creating interconnected risk where a default on one property can trigger foreclosure on all pledged properties.
Cross-Collateralization
Cross-Collateralization is a real estate lending concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of financing deals.
CrowdStreet
CrowdStreet is a investment strategy concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of passive real estate investing deals.
Crowdfunding Platform
Crowdfunding Platform is a investment strategy concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of passive real estate investing deals.
Crown Molding
Crown Molding is a construction and renovation concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of value add renovations deals.
Curb Appeal
Curb appeal is the visual attractiveness of a property as viewed from the street—landscaping, exterior paint, front door, and overall condition—that creates a strong first impression for buyers.
Curb Appeal Formula
The Curb Appeal Formula is a systematic approach to exterior property improvements that maximizes visual impact and perceived value per dollar spent, focusing on the elements that create the strongest first impression for buyers, tenants, and appraisers.
Curb Appeal Maintenance
Curb Appeal Maintenance is a property management concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of property management deals.
Cure Period
Cure Period is a legal strategy concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of legal protection asset structuring deals.
Cure or Quit Notice
Cure or Quit Notice is a legal strategy concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of property management deals.
Cyclical Trend
Cyclical Trend is a economic fundamentals concept that describes a specific aspect of how real estate transactions, analysis, or operations work in the context of market cycles deals.