
DSCR loans qualify you on rental income, not personal income — 1.2+ DSCR, 20-25% down, 680+ credit. Perfect for self-employed investors. Here's how they work and when to use them.
Oct 14, 2025

1–4 units = residential financing and comps. 5+ = commercial loans and income-based appraisal. Here's what crosses at that threshold.
Sep 10, 2025

DSCR rental lenders typically want 1.2–1.25 minimum. Here's how DSCR loans differ from conventional and who they're for.
Oct 8, 2024