
FHA's 3.5% down sounds perfect — until you factor in MIP costs and occupancy rules. Here's a side-by-side comparison with actual numbers to help you choose the right loan.
Nov 25, 2025

Down payment options (3.5% FHA, 15-25% conventional), closing costs (2-5%), reserves. Real numbers for your first rental.
Sep 5, 2024

Both qualify for FHA 3.5% down. But cash flow, management complexity, and vacancy risk differ. Here's the math on duplex vs triplex house hacking.
Jul 1, 2024