Wisconsin
Vilas County
ZIP 54521
23,410 residents259 permits TTM$67,132 median HHI12 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$270,700
ACS 5-Year
Cap rate proxy
3.6%
FMR × 0.65 ÷ Home Value
Rent-to-income
14.5%
HUD FMR ÷ ACS HHI
Net migration
+1.58%
IRS SOI
Permits (TTM)
259
Census BPS
Climate risk
63.3
FEMA NRI (0–100)
ZIP 54521
Median home value
$364,728
Gross yield
3.2%
Buy Box score
0.1
Section 8 gap
—
Affordability
P/I: 5.4R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown12 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 54560 | $270,700county est. | $973 | 4.3% | 3.6% | 16.8% |
| 54561 | $270,700county est. | $973 | 4.3% | 3.6% | 16.8% |
| 54568 | $305,463 | $973 | 3.8% | 3.2% | 16.8% |
| 54540 | $317,047 | $973 | 3.7% | 3.1% | 16.8% |
| 54554 | $317,970 | $973 | 3.7% | 3.1% | 16.8% |
| 54519 | $335,144 | $973 | 3.5% | 2.9% | 16.8% |
| 54558 | $364,462 | $973 | 3.2% | 2.7% | 16.8% |
| 54521 | $364,728 | $973 | 3.2% | 2.7% | 16.8% |
| 54512 | $386,659 | $973 | 3.0% | 2.5% | 16.8% |
| 54538 | $448,291 | $973 | 2.6% | 2.2% | 16.8% |
| 54557 | $453,277 | $973 | 2.6% | 2.1% | 16.8% |
| 54545 | $624,623 | $973 | 1.9% | 1.6% | 16.8% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
83.5%
Census ACS
Vacancy rate
56.1%
Census ACS
Bachelor's degree +
30.5%
Census ACS
Rent burdened
21.4%
Census ACS (>30% income)
Median age
55.5
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026