Wisconsin
Vilas County
ZIP 54538
23,410 residents259 permits TTM$67,132 median HHI12 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$270,700
ACS 5-Year
Cap rate proxy
3.6%
FMR × 0.65 ÷ Home Value
Rent-to-income
14.5%
HUD FMR ÷ ACS HHI
Net migration
+1.58%
IRS SOI
Permits (TTM)
259
Census BPS
Climate risk
63.3
FEMA NRI (0–100)
ZIP 54538
Median home value
$270,700
Gross yield
4.3%
Buy Box score
0.1
Section 8 gap
—
Affordability
P/I: 6.7R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown12 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 54568 | $270,700 | $973 | 4.3% | 0.2 | — |
| 54540 | $270,700 | $973 | 4.3% | 0.2 | — |
| 54554 | $270,700 | $973 | 4.3% | 0.2 | — |
| 54519 | $270,700 | $973 | 4.3% | 0.2 | — |
| 54558 | $270,700 | $973 | 4.3% | 0.1 | — |
| 54521 | $270,700 | $973 | 4.3% | 0.1 | — |
| 54512 | $270,700 | $973 | 4.3% | 0.1 | — |
| 54538 | $270,700 | $973 | 4.3% | 0.1 | — |
| 54557 | $270,700 | $973 | 4.3% | 0.1 | — |
| 54545 | $270,700 | $973 | 4.3% | 0.0 | — |
| 54560 | $270,700 | $973 | 4.3% | — | — |
| 54561 | $270,700 | $973 | 4.3% | — | — |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
83.5%
Census ACS
Vacancy rate
56.1%
Census ACS
Bachelor's degree +
30.5%
Census ACS
Rent burdened
21.4%
Census ACS (>30% income)
Median age
55.5
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026