Oshkosh-Neenah, WI · Wisconsin

Winnebago County

ZIP 54904

171,357 residents632 permits TTM$72,873 median HHI11 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$208,600

ACS 5-Year

Cap rate proxy

5.3%

FMR × 0.65 ÷ Home Value

Rent-to-income

15.2%

HUD FMR ÷ ACS HHI

Net migration

+2.18%

IRS SOI

Permits (TTM)

632

Census BPS

Climate risk

86.8

FEMA NRI (0–100)

ZIP 54904

Median home value

Gross yield

Buy Box score

0.4

Section 8 gap

Affordability

P/I: 4.8R/I: 18.0%

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown11 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
549016.3%
549026.2%
549275.3%
549805.3%
549855.3%
549634.1%
549563.9%
549043.8%
549643.4%
549473.3%
549863.3%

Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.

Demographics

Owner-occupied

65.8%

Census ACS

Vacancy rate

6.3%

Census ACS

Bachelor's degree +

31.0%

Census ACS

Rent burdened

38.5%

Census ACS (>30% income)

Median age

38.4

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026