monroe-county · Wisconsin

Monroe County

ZIP 54638

46,169 residents117 permits TTM$68,213 median HHI7 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$197,200

ACS 5-Year

Cap rate proxy

5.6%

FMR × 0.65 ÷ Home Value

Rent-to-income

16.2%

HUD FMR ÷ ACS HHI

Net migration

+1.18%

IRS SOI

Permits (TTM)

117

Census BPS

Climate risk

78.8

FEMA NRI (0–100)

ZIP 54638

Median home value

Gross yield

Cap rate

5.1%

Rent gap

Affordability

P/I: 3.2R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown7 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
546194.7%
546385.1%
546485.7%
546564.1%
546604.9%

Ranked by composite score

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Demographics

Owner-occupied

72.4%

Census ACS

Vacancy rate

8.2%

Census ACS

Bachelor's degree +

20.0%

Census ACS

Rent burdened

35.1%

Census ACS (>30% income)

Median age

39.6

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026