Minneapolis-St. Paul-Bloomington, MN-WI · Wisconsin
St. Croix County
ZIP 54028
94,819 residents439 permits TTM$102,482 median HHI11 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$349,700
ACS 5-Year
Cap rate proxy
4.2%
FMR × 0.65 ÷ Home Value
Rent-to-income
14.5%
HUD FMR ÷ ACS HHI
Net migration
+2.10%
IRS SOI
Permits (TTM)
439
Census BPS
Climate risk
64.1
FEMA NRI (0–100)
ZIP 54028
Median home value
—
Gross yield
—
Cap rate
4.5%
Rent gap
—
Affordability
P/I: 3.2R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown11 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 54013 | — | — | — | 4.8% | — |
| 54017 | — | — | — | 5.6% | — |
| 54028 | — | — | — | 4.5% | — |
| 54007 | — | — | — | 4.5% | — |
| 54002 | — | — | — | 4.5% | — |
Ranked by composite score
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Demographics
Owner-occupied
78.9%
Census ACS
Vacancy rate
3.8%
Census ACS
Bachelor's degree +
39.4%
Census ACS
Rent burdened
34.9%
Census ACS (>30% income)
Median age
39.8
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026