Hagerstown-Martinsburg, MD-WV · West Virginia
Morgan County
ZIP 25422
17,327 residents130 permits TTM$63,805 median HHI2 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$223,100
ACS 5-Year
Cap rate proxy
4.5%
FMR × 0.65 ÷ Home Value
Rent-to-income
15.6%
HUD FMR ÷ ACS HHI
Net migration
+1.24%
IRS SOI
Permits (TTM)
130
Census BPS
Climate risk
30.4
FEMA NRI (0–100)
ZIP 25422
Median home value
—
Gross yield
—
Buy Box score
0.2
Section 8 gap
—
Affordability
P/I: 4.0R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown2 ZIP codes
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
83.1%
Census ACS
Vacancy rate
21.5%
Census ACS
Bachelor's degree +
17.6%
Census ACS
Rent burdened
32.8%
Census ACS (>30% income)
Median age
49.3
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026