West Virginia

Hardy County

ZIP 26845

14,236 residents89 permits TTM$49,302 median HHI8 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$159,700

ACS 5-Year

Cap rate proxy

6.2%

FMR × 0.65 ÷ Home Value

Rent-to-income

20.0%

HUD FMR ÷ ACS HHI

Net migration

+0.51%

IRS SOI

Permits (TTM)

89

Census BPS

Climate risk

42.5

FEMA NRI (0–100)

ZIP 26845

Median home value

$159,700

Gross yield

7.0%

Cap rate

6.2%

Rent gap

12.0%

Affordability

P/I: 4.8R/I:

Section 8 detail

SAFMR: $932Rent: $820Gap: 13.7%
ZIP code breakdown8 ZIP codes

Numbers repeat across most ZIPs in this county

ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.

ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
26801$247,868$9324.5%4.0%12.0%
26810$159,700county est.$9327.0%6.2%12.0%
26812$200,460$9325.6%4.9%12.0%
26818$159,700county est.$9327.0%6.2%12.0%
26836$200,199$9325.6%4.9%12.0%

Ranked by composite score

ZIP comparison table. Showing 5 of 8 ZIPs. Sign up to see all.

Demographics

Owner-occupied

79.5%

Census ACS

Vacancy rate

28.1%

Census ACS

Bachelor's degree +

15.7%

Census ACS

Rent burdened

27.5%

Census ACS (>30% income)

Median age

47.3

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026