Virginia

Westmoreland County

ZIP 22488

18,683 residents215 permits TTM$59,766 median HHI5 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$244,000

ACS 5-Year

Cap rate proxy

4.9%

FMR × 0.65 ÷ Home Value

Rent-to-income

19.9%

HUD FMR ÷ ACS HHI

Net migration

+1.81%

IRS SOI

Permits (TTM)

215

Census BPS

Climate risk

37.4

FEMA NRI (0–100)

ZIP 22488

Median home value

$234,886

Gross yield

6.1%

Cap rate

5.1%

Rent gap

17.0%

Affordability

P/I: 3.9R/I:

Section 8 detail

SAFMR: $1,194Rent: $991Gap: 20.5%
ZIP code breakdown5 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
22443$316,315$1,1944.5%7.2%-58.7%
22488$234,886$1,1946.1%5.1%17.0%
22529$244,000county est.$1,1945.9%4.9%17.0%
22469$253,935$1,1945.6%4.7%17.0%
22520$286,199$1,1945.0%4.2%17.0%

Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.

Demographics

Owner-occupied

79.1%

Census ACS

Vacancy rate

28.9%

Census ACS

Bachelor's degree +

19.7%

Census ACS

Rent burdened

45.9%

Census ACS (>30% income)

Median age

48.0

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026