Virginia
Northumberland County
ZIP 22435
12,085 residents62 permits TTM$69,500 median HHI6 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$333,100
ACS 5-Year
Cap rate proxy
3.8%
FMR × 0.65 ÷ Home Value
Rent-to-income
18.2%
HUD FMR ÷ ACS HHI
Net migration
+1.19%
IRS SOI
Permits (TTM)
62
Census BPS
Climate risk
40.0
FEMA NRI (0–100)
ZIP 22435
Median home value
$238,050
Gross yield
6.6%
Cap rate
5.3%
Rent gap
19.6%
Affordability
P/I: 3.4R/I: —
Section 8 detail
SAFMR: $1,309Rent: $1,053Gap: 24.3%
ZIP code breakdown6 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 22432 | $333,100county est. | $1,309 | 4.7% | 3.8% | 19.6% |
| 22435 | $238,050 | $1,309 | 6.6% | 5.3% | 19.6% |
| 22473 | $342,958 | $1,309 | 4.6% | 3.7% | 19.6% |
| 22482 | $350,802 | $1,309 | 4.5% | 3.6% | 19.6% |
| 22511 | $400,375 | $1,309 | 3.9% | 3.2% | 19.6% |
Ranked by composite score
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Demographics
Owner-occupied
89.3%
Census ACS
Vacancy rate
39.7%
Census ACS
Bachelor's degree +
33.9%
Census ACS
Rent burdened
20.3%
Census ACS (>30% income)
Median age
59.5
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026