Charlottesville, VA · Virginia
Fluvanna County
ZIP 23022
27,764 residents185 permits TTM$91,959 median HHI5 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$281,700
ACS 5-Year
Cap rate proxy
5.0%
FMR × 0.65 ÷ Home Value
Rent-to-income
15.3%
HUD FMR ÷ ACS HHI
Net migration
+1.96%
IRS SOI
Permits (TTM)
185
Census BPS
Climate risk
13.5
FEMA NRI (0–100)
ZIP 23022
Median home value
—
Gross yield
—
Cap rate
5.0%
Rent gap
—
Affordability
P/I: 2.6R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown5 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 23022 | — | — | — | 5.0% | — |
| 23055 | — | — | — | 5.0% | — |
| 22963 | — | — | — | 3.8% | — |
| 23084 | — | — | — | 3.8% | — |
| 22974 | — | — | — | 3.2% | — |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
88.4%
Census ACS
Vacancy rate
9.5%
Census ACS
Bachelor's degree +
35.6%
Census ACS
Rent burdened
27.0%
Census ACS (>30% income)
Median age
43.3
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026