Charlottesville, VA · Virginia
Charlottesville city
ZIP 22908
45,863 residents160 permits TTM$69,829 median HHI1 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$448,400
ACS 5-Year
Cap rate proxy
3.9%
FMR × 0.65 ÷ Home Value
Rent-to-income
25.0%
HUD FMR ÷ ACS HHI
Net migration
+2.43%
IRS SOI
Permits (TTM)
160
Census BPS
Climate risk
24.3
FEMA NRI (0–100)
ZIP 22908
Median home value
—
Gross yield
—
Buy Box score
—
Section 8 gap
—
Affordability
P/I: 6.4R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown1 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 22908 | — | — | — | 3.9% | — |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
43.7%
Census ACS
Vacancy rate
8.6%
Census ACS
Bachelor's degree +
60.6%
Census ACS
Rent burdened
53.3%
Census ACS (>30% income)
Median age
32.9
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026