Tyler, TX · Texas

Smith County

ZIP 75707

238,014 residents544 permits TTM$71,923 median HHI15 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$220,800

ACS 5-Year

Cap rate proxy

6.5%

FMR × 0.65 ÷ Home Value

Rent-to-income

20.0%

HUD FMR ÷ ACS HHI

Net migration

+1.96%

IRS SOI

Permits (TTM)

544

Census BPS

Climate risk

84.2

FEMA NRI (0–100)

ZIP 75707

Median home value

Gross yield

Cap rate

5.9%

Rent gap

Affordability

P/I: 4.2R/I: 25.0%

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown15 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
7570210.6%
757088.1%
757056.9%
757018.0%
757116.5%

Ranked by composite score

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Demographics

Owner-occupied

69.3%

Census ACS

Vacancy rate

17.2%

Census ACS

Bachelor's degree +

27.7%

Census ACS

Rent burdened

42.9%

Census ACS (>30% income)

Median age

37.4

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026