Texas

Stephens County

ZIP 76429

9,278 residents2 permits TTM$54,695 median HHI2 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$105,700

ACS 5-Year

Cap rate proxy

9.1%

FMR × 0.65 ÷ Home Value

Rent-to-income

17.6%

HUD FMR ÷ ACS HHI

Net migration

+0.23%

IRS SOI

Permits (TTM)

2

Census BPS

Climate risk

9.2

FEMA NRI (0–100)

ZIP 76429

Median home value

$105,700

Gross yield

11.5%

Cap rate

9.1%

Rent gap

21.0%

Affordability

P/I: 7.8R/I:

Section 8 detail

SAFMR: $1,015Rent: $802Gap: 26.6%
ZIP code breakdown2 ZIP codes

Numbers repeat across most ZIPs in this county

ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.

ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
76429$105,700county est.$1,01511.5%9.1%21.0%
76424$134,604$1,0159.0%7.2%21.0%

Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.

Demographics

Owner-occupied

78.6%

Census ACS

Vacancy rate

23.8%

Census ACS

Bachelor's degree +

18.2%

Census ACS

Rent burdened

29.5%

Census ACS (>30% income)

Median age

41.6

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026