Killeen-Temple, TX · Texas
Bell County
ZIP 76504
379,811 residents2,720 permits TTM$66,051 median HHI17 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$221,100
ACS 5-Year
Cap rate proxy
6.3%
FMR × 0.65 ÷ Home Value
Rent-to-income
21.2%
HUD FMR ÷ ACS HHI
Net migration
+2.98%
IRS SOI
Permits (TTM)
2,720
Census BPS
Climate risk
91.1
FEMA NRI (0–100)
ZIP 76504
Median home value
—
Gross yield
—
Cap rate
8.3%
Rent gap
—
Affordability
P/I: 2.8R/I: 23.3%
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown17 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 76541 | — | — | — | 9.4% | — |
| 76504 | — | — | — | 8.3% | — |
| 76501 | — | — | — | 8.6% | — |
| 76543 | — | — | — | 8.1% | — |
| 76579 | — | — | — | 8.3% | — |
Ranked by composite score
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Demographics
Owner-occupied
56.2%
Census ACS
Vacancy rate
8.8%
Census ACS
Bachelor's degree +
27.2%
Census ACS
Rent burdened
48.3%
Census ACS (>30% income)
Median age
32.1
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026