Texas

Terrell County

ZIP 78851

851 residents$46,989 median HHI3 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$152,200

ACS 5-Year

Cap rate proxy

FMR × 0.65 ÷ Home Value

Rent-to-income

HUD FMR ÷ ACS HHI

Net migration

IRS SOI

Permits (TTM)

Census BPS

Climate risk

0.4

FEMA NRI (0–100)

ZIP 78851

Median home value

$152,200

Gross yield

8.0%

Buy Box score

Section 8 gap

Affordability

P/I: 3.2R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown3 ZIP codes

Numbers repeat across ZIPs in this county

ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.

ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
78851$152,200county est.$1,0158.0%
79781$152,200county est.$1,0158.0%
79848$152,200county est.$1,0158.0%

Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.

Demographics

Owner-occupied

88.7%

Census ACS

Vacancy rate

31.7%

Census ACS

Bachelor's degree +

32.3%

Census ACS

Rent burdened

11.8%

Census ACS (>30% income)

Median age

60.9

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026