Texas
Sherman County
ZIP 73960
2,434 residents15 permits TTM$74,167 median HHI3 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$125,500
ACS 5-Year
Cap rate proxy
8.4%
FMR × 0.65 ÷ Home Value
Rent-to-income
14.3%
HUD FMR ÷ ACS HHI
Net migration
—
IRS SOI
Permits (TTM)
15
Census BPS
Climate risk
30.3
FEMA NRI (0–100)
ZIP 73960
Median home value
$125,500
Gross yield
9.3%
Cap rate
8.4%
Rent gap
9.5%
Affordability
P/I: 1.7R/I: —
Section 8 detail
SAFMR: $973Rent: $881Gap: 10.4%
ZIP code breakdown3 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 73960 | $125,500county est. | $973 | 9.3% | 8.4% | 9.5% |
| 79086 | $140,979 | $973 | 8.3% | 7.5% | 9.5% |
| 79084 | $163,563 | $973 | 7.1% | 6.5% | 9.5% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
74.5%
Census ACS
Vacancy rate
24.6%
Census ACS
Bachelor's degree +
25.6%
Census ACS
Rent burdened
6.0%
Census ACS (>30% income)
Median age
36.5
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026