Texas

Llano County

ZIP 78643

22,011 residents95 permits TTM$65,636 median HHI8 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$322,300

ACS 5-Year

Cap rate proxy

3.7%

FMR × 0.65 ÷ Home Value

Rent-to-income

18.2%

HUD FMR ÷ ACS HHI

Net migration

+2.36%

IRS SOI

Permits (TTM)

95

Census BPS

Climate risk

70.4

FEMA NRI (0–100)

ZIP 78643

Median home value

$350,481

Gross yield

3.8%

Cap rate

3.4%

Rent gap

9.3%

Affordability

P/I: 5.3R/I:

Section 8 detail

SAFMR: $1,097Rent: $995Gap: 10.3%
ZIP code breakdown8 ZIP codes

Numbers repeat across most ZIPs in this county

ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.

ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
76831$322,300county est.$1,0974.1%3.7%9.3%
76885$322,300county est.$1,0974.1%3.7%9.3%
78607$322,300county est.$1,0974.1%3.7%9.3%
78609$362,495$1,0973.6%3.3%9.3%
78639$434,222$1,0973.0%2.8%9.3%

Ranked by composite score

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Demographics

Owner-occupied

77.2%

Census ACS

Vacancy rate

34.4%

Census ACS

Bachelor's degree +

33.1%

Census ACS

Rent burdened

41.3%

Census ACS (>30% income)

Median age

57.5

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026