Texas
Live Oak County
ZIP 78075
11,444 residents8 permits TTM$53,869 median HHI4 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$142,300
ACS 5-Year
Cap rate proxy
8.0%
FMR × 0.65 ÷ Home Value
Rent-to-income
21.1%
HUD FMR ÷ ACS HHI
Net migration
+1.56%
IRS SOI
Permits (TTM)
8
Census BPS
Climate risk
33.7
FEMA NRI (0–100)
ZIP 78075
Median home value
$142,300
Gross yield
8.7%
Cap rate
8.0%
Rent gap
8.1%
Affordability
P/I: 2.6R/I: —
Section 8 detail
SAFMR: $1,033Rent: $949Gap: 8.9%
ZIP code breakdown4 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 78075 | $142,300county est. | $1,033 | 8.7% | 8.0% | 8.1% |
| 78071 | $212,869 | $1,033 | 5.8% | 5.3% | 8.1% |
| 78383 | $215,230 | $1,033 | 5.8% | 5.3% | 8.1% |
| 78022 | $244,720 | $1,033 | 5.1% | 4.7% | 8.1% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
72.9%
Census ACS
Vacancy rate
29.5%
Census ACS
Bachelor's degree +
13.8%
Census ACS
Rent burdened
27.2%
Census ACS (>30% income)
Median age
38.6
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026