Texas
Lavaca County
ZIP 77986
20,479 residents13 permits TTM$61,768 median HHI5 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$220,900
ACS 5-Year
Cap rate proxy
4.8%
FMR × 0.65 ÷ Home Value
Rent-to-income
17.1%
HUD FMR ÷ ACS HHI
Net migration
+1.25%
IRS SOI
Permits (TTM)
13
Census BPS
Climate risk
78.9
FEMA NRI (0–100)
ZIP 77986
Median home value
$220,900
Gross yield
5.7%
Buy Box score
—
Section 8 gap
20.0%
Affordability
P/I: 3.6R/I: —
Section 8 detail
SAFMR: $1,055Rent: $879Gap: 20.0%
ZIP code breakdown5 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 77986 | $220,900county est. | $1,055 | 5.7% | 4.8% | 16.7% |
| 77987 | $220,900county est. | $1,055 | 5.7% | 4.8% | 16.7% |
| 77975 | $231,327 | $1,055 | 5.5% | 4.6% | 16.7% |
| 77984 | $298,104 | $1,055 | 4.2% | 3.5% | 16.7% |
| 77964 | $338,421 | $1,055 | 3.7% | 3.1% | 16.7% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
76.3%
Census ACS
Vacancy rate
20.3%
Census ACS
Bachelor's degree +
20.9%
Census ACS
Rent burdened
31.4%
Census ACS (>30% income)
Median age
43.1
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026