Texas
Hamilton County
ZIP 76565
8,320 residents18 permits TTM$55,339 median HHI5 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$124,800
ACS 5-Year
Cap rate proxy
8.1%
FMR × 0.65 ÷ Home Value
Rent-to-income
18.4%
HUD FMR ÷ ACS HHI
Net migration
+1.11%
IRS SOI
Permits (TTM)
18
Census BPS
Climate risk
12.8
FEMA NRI (0–100)
ZIP 76565
Median home value
$124,800
Gross yield
9.4%
Cap rate
8.1%
Rent gap
12.9%
Affordability
P/I: 2.3R/I: —
Section 8 detail
SAFMR: $973Rent: $847Gap: 14.9%
ZIP code breakdown5 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 76538 | $124,800county est. | $973 | 9.4% | 8.1% | 12.9% |
| 76565 | $124,800county est. | $973 | 9.4% | 8.1% | 12.9% |
| 76531 | $230,366 | $973 | 5.1% | 4.4% | 12.9% |
| 76525 | $320,989 | $973 | 3.6% | 3.2% | 12.9% |
| 76457 | $341,211 | $973 | 3.4% | 3.0% | 12.9% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
77.4%
Census ACS
Vacancy rate
28.1%
Census ACS
Bachelor's degree +
24.3%
Census ACS
Rent burdened
37.9%
Census ACS (>30% income)
Median age
43.8
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026