Texas

Blanco County

ZIP 78635

12,008 residents8 permits TTM$87,564 median HHI4 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$396,200

ACS 5-Year

Cap rate proxy

2.8%

FMR × 0.65 ÷ Home Value

Rent-to-income

12.6%

HUD FMR ÷ ACS HHI

Net migration

+3.23%

IRS SOI

Permits (TTM)

8

Census BPS

Climate risk

33.0

FEMA NRI (0–100)

ZIP 78635

Median home value

$396,200

Gross yield

3.5%

Cap rate

2.8%

Rent gap

21.2%

Affordability

P/I: 4.5R/I:

Section 8 detail

SAFMR: $1,167Rent: $920Gap: 26.8%
ZIP code breakdown4 ZIP codes

Numbers repeat across most ZIPs in this county

ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.

ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
78635$396,200county est.$1,1673.5%2.8%21.2%
78663$396,200county est.$1,1673.5%2.8%21.2%
78606$534,745$1,1672.6%2.1%17.9%
78636$606,538$1,1672.3%1.8%21.2%

Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.

Demographics

Owner-occupied

74.2%

Census ACS

Vacancy rate

18.0%

Census ACS

Bachelor's degree +

34.3%

Census ACS

Rent burdened

34.9%

Census ACS (>30% income)

Median age

50.3

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026