Tennessee
Lake County
ZIP 38080
6,691 residents3 permits TTM$30,500 median HHI3 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$107,000
ACS 5-Year
Cap rate proxy
5.3%
FMR × 0.65 ÷ Home Value
Rent-to-income
18.6%
HUD FMR ÷ ACS HHI
Net migration
+0.97%
IRS SOI
Permits (TTM)
3
Census BPS
Climate risk
47.8
FEMA NRI (0–100)
ZIP 38080
Median home value
$105,979
Gross yield
10.5%
Cap rate
5.3%
Rent gap
49.0%
Affordability
P/I: 3.5R/I: —
Section 8 detail
SAFMR: $925Rent: $472Gap: 96.0%
ZIP code breakdown3 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 38080 | $105,979 | $925 | 10.5% | 5.3% | 49.0% |
| 38077 | $107,000county est. | $925 | 10.4% | 5.3% | 49.0% |
| 38079 | $108,556 | $925 | 10.2% | 5.2% | 49.0% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
45.3%
Census ACS
Vacancy rate
19.0%
Census ACS
Bachelor's degree +
9.4%
Census ACS
Rent burdened
30.7%
Census ACS (>30% income)
Median age
41.6
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026