Tennessee
DeKalb County
ZIP 37095
20,551 residents144 permits TTM$48,484 median HHI4 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$206,600
ACS 5-Year
Cap rate proxy
4.5%
FMR × 0.65 ÷ Home Value
Rent-to-income
19.1%
HUD FMR ÷ ACS HHI
Net migration
+2.22%
IRS SOI
Permits (TTM)
144
Census BPS
Climate risk
25.5
FEMA NRI (0–100)
ZIP 37095
Median home value
$206,600
Gross yield
7.7%
Buy Box score
0.7
Section 8 gap
70.8%
Affordability
P/I: 6.0R/I: —
Section 8 detail
SAFMR: $1,320Rent: $773Gap: 70.8%
ZIP code breakdown4 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 37166 | $206,600 | $1,320 | 7.7% | 0.7 | 70.8% |
| 37095 | $206,600 | $1,320 | 7.7% | 0.7 | 70.8% |
| 37012 | $206,600 | $1,320 | 7.7% | 0.7 | 70.8% |
| 37059 | — | — | — | 0.3 | — |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
68.9%
Census ACS
Vacancy rate
15.3%
Census ACS
Bachelor's degree +
20.0%
Census ACS
Rent burdened
48.0%
Census ACS (>30% income)
Median age
42.2
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026