Tennessee
Bedford County
ZIP 37020
51,291 residents403 permits TTM$62,197 median HHI5 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$255,300
ACS 5-Year
Cap rate proxy
4.3%
FMR × 0.65 ÷ Home Value
Rent-to-income
17.7%
HUD FMR ÷ ACS HHI
Net migration
+1.88%
IRS SOI
Permits (TTM)
403
Census BPS
Climate risk
69.2
FEMA NRI (0–100)
ZIP 37020
Median home value
$417,624
Gross yield
3.9%
Cap rate
2.6%
Rent gap
32.6%
Affordability
P/I: 6.7R/I: —
Section 8 detail
SAFMR: $1,360Rent: $917Gap: 48.3%
ZIP code breakdown5 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 37160 | $306,553 | $1,320 | 5.2% | 6.5% | -25.8% |
| 37180 | $360,263 | $1,320 | 4.4% | 3.1% | 30.5% |
| 37360 | — | — | — | 2.9% | — |
| 37183 | — | — | — | 2.8% | — |
| 37020 | $417,624 | $1,360 | 3.9% | 2.6% | 32.6% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
70.2%
Census ACS
Vacancy rate
5.8%
Census ACS
Bachelor's degree +
16.9%
Census ACS
Rent burdened
45.2%
Census ACS (>30% income)
Median age
37.6
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026