Chattanooga, TN-GA · Tennessee
Hamilton County
ZIP 37421
370,913 residents1,995 permits TTM$72,568 median HHI26 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$282,100
ACS 5-Year
Cap rate proxy
5.9%
FMR × 0.65 ÷ Home Value
Rent-to-income
19.2%
HUD FMR ÷ ACS HHI
Net migration
+1.81%
IRS SOI
Permits (TTM)
1,995
Census BPS
Climate risk
93.3
FEMA NRI (0–100)
ZIP 37421
Median home value
$282,100
Gross yield
7.8%
Buy Box score
0.6
Section 8 gap
57.4%
Affordability
P/I: 4.9R/I: 24.1%
Section 8 detail
SAFMR: $1,830Rent: $1,163Gap: 57.4%
ZIP code breakdown26 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 37410 | $282,100 | $1,100 | 4.7% | 1.0 | -5.4% |
| 37406 | $282,100 | $1,200 | 5.1% | 1.0 | 3.2% |
| 37404 | $282,100 | $1,300 | 5.5% | 0.9 | 11.8% |
| 37411 | $282,100 | $1,340 | 5.7% | 0.9 | 15.2% |
| 37407 | $282,100 | $1,180 | 5.0% | 0.8 | 1.5% |
| 37373 | $282,100 | $1,450 | 6.2% | 0.7 | 24.7% |
| 37412 | $282,100 | $1,390 | 5.9% | 0.7 | 19.5% |
| 37341 | $282,100 | $1,510 | 6.4% | 0.7 | 29.8% |
| 37416 | $282,100 | $1,360 | 5.8% | 0.6 | 16.9% |
| 37421 | $282,100 | $1,830 | 7.8% | 0.6 | 57.4% |
| 37363 | $282,100 | $1,870 | 8.0% | 0.6 | 60.8% |
| 37415 | $282,100 | $1,580 | 6.7% | 0.5 | 35.9% |
| 37343 | $282,100 | $1,570 | 6.7% | 0.5 | 35.0% |
| 37403 | $282,100 | $1,650 | 7.0% | 0.4 | 41.9% |
| 37409 | $282,100 | $1,450 | 6.2% | 0.4 | 24.7% |
| 37336 | $282,100 | $1,250 | 5.3% | 0.3 | 7.5% |
| 37408 | $282,100 | $1,660 | 7.1% | 0.3 | 42.7% |
| 37379 | $282,100 | $1,260 | 5.4% | 0.3 | 8.3% |
| 37308 | $282,100 | $1,060 | 4.5% | 0.2 | -8.9% |
| 37402 | $282,100 | $1,520 | 6.5% | 0.2 | 30.7% |
| 37377 | $282,100 | $1,570 | 6.7% | 0.1 | 35.0% |
| 37302 | $282,100 | $1,310 | 5.6% | 0.1 | 12.6% |
| 37350 | $282,100 | $1,900 | 8.1% | 0.0 | 63.4% |
| 37315 | $282,100 | $1,870 | 8.0% | — | 60.8% |
| 37351 | $282,100 | $1,480 | 6.3% | — | 27.3% |
| 37450 | $282,100 | $1,480 | 6.3% | — | 27.3% |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
64.3%
Census ACS
Vacancy rate
8.6%
Census ACS
Bachelor's degree +
37.0%
Census ACS
Rent burdened
43.8%
Census ACS (>30% income)
Median age
39.5
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026