Aguadilla-Isabela, PR
The numbers that matter most
What an investor checks first when sizing up a new metro — affordability ratio, rent vs income, cap rate proxy, and where the market is moving. Each metric shown vs. state and national medians for instant context.
expensive
Price to income
5.77×
The single most-cited 'is this market still cheap' check. Below 3× and you're in an affordability tailwind.
- vs Puerto Rico
- 4.99×
- vs U.S.
- 3.43×
Benchmark
ACS median home value ÷ median HHI
burdened
Rent to income
32.5%
What share of a typical household's income goes to rent. Below 30% means tenants can absorb modest rent increases.
- vs Puerto Rico
- 31.3%
- vs U.S.
- 23.3%
Benchmark
(HUD FMR 2BR × 12) ÷ median HHI
tight
Cap rate proxy
3.67%
Rough first-pass yield assuming a 35% expense ratio. Not an underwriting number — a 'is this even worth modeling' filter.
- vs Puerto Rico
- 3.78%
- vs U.S.
- 4.35%
Benchmark
(FMR 2BR × 12 × 0.65) ÷ ACS median home value
shrinking
Net migration
0.00%
Forward-looking demand signal. Positive net migration drives rent growth and absorbs new supply.
- vs Puerto Rico
- 0.00%=
- vs U.S.
- 0.03%
Benchmark
IRS net migration ÷ population
Permit pipeline
—
permits per 1,000 residents
Forward-supply indicator. Above ~5 means the metro is building meaningfully relative to its size; below 2 means supply is tight.
- vs U.S.
- 3.52
Benchmark
Census BPS permits TTM ÷ population × 1,000
softening
Unemployment
7.3%
Tighter unemployment means higher wages, more rental demand, lower vacancy.
- vs Puerto Rico
- 7.8%-0.5
- vs U.S.
- 3.9%
Benchmark
BLS LAUS, latest month
Where prices are and where they've been
5-year price appreciation
+42.2%
homeValues.yearOverYear
+8.9%
Median home value
$120,000
The rent ladder
| Bedroom | Monthly | Annual | % of median HHI |
|---|---|---|---|
| 1 BR | $482 | $5,784 | 27.8% |
| 2 BR | $564 | $6,768 | 32.5% |
| 3 BR | $680 | $8,160 | 39.2% |
Labor market direction
Unemployment
7.3%
Median household income
$20,800
What's being built
Total TTM
—
Single-family
—
2–4 unit
—
5+ unit
—
All 8 counties, ranked by population
| County | Population | Home value | Median HHI | Permits TTM | YoY |
|---|---|---|---|---|---|
| Aguadilla Municipio | 54,752 | $141,800 | $19,826 | — | — |
| Isabela Municipio | 42,817 | $121,800 | $20,484 | — | — |
| San Sebastián Municipio | 39,183 | $110,500 | $17,834 | — | — |
| Aguada Municipio | 37,998 | $108,500 | $21,694 | — | — |
| Moca Municipio | 37,363 | $116,400 | $21,415 | — | — |
| Lares Municipio | 27,990 | $102,200 | $19,323 | — | — |
| Añasco Municipio | 25,497 | $112,700 | $23,591 | — | — |
| Rincón Municipio | 15,164 | $154,900 | $25,223 | — | — |
Similar metros nationally
| Metro | Pop | Med HHI | P/I | Cap proxy | HPI 5y | Permits/1k | Unemp |
|---|---|---|---|---|---|---|---|
| ★Aguadilla | 308,919 | $20,800 | 5.77× | 3.67% | +42.2% | — | 7.3% |
| Ponce, PR | 222,831 | $20,646 | — | — | +42.2% | — | 8.4% |
| Arecibo, PR | 181,820 | $24,436 | — | — | +42.2% | — | 6.2% |
| Monroe, LA | 206,072 | $49,203 | — | — | +28.4% | — | 4.3% |
| San Germán, PR | 124,504 | $15,584 | — | — | +42.2% | — | — |
| Brownsville-Harlingen, TX | 421,854 | $51,334 | — | — | +58.8% | — | 6.4% |
Who lives in Aguadilla
- Median age
- 45
- Bachelor's+
- 24.4%
- Owner-occupancy
- 66.4%
- Vacancy rate
- 25.7%
- Rent burdened (30%+)
- 20.8%
- Median household income
- $20,800
This page shows federally sourced data. A full editorial analysis with charts and investment commentary is in progress.