Reading, PA · Pennsylvania

Berks County

ZIP 19611

429,989 residents391 permits TTM$77,684 median HHI51 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$239,700

ACS 5-Year

Cap rate proxy

5.7%

FMR × 0.65 ÷ Home Value

Rent-to-income

17.7%

HUD FMR ÷ ACS HHI

Net migration

+1.39%

IRS SOI

Permits (TTM)

391

Census BPS

Climate risk

92.7

FEMA NRI (0–100)

ZIP 19611

Median home value

Gross yield

Cap rate

9.0%

Rent gap

Affordability

P/I: 2.9R/I: 26.3%

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown51 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
196119.0%
195115.7%
195165.7%
195235.7%
195355.7%

Ranked by composite score

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Demographics

Owner-occupied

71.0%

Census ACS

Vacancy rate

5.5%

Census ACS

Bachelor's degree +

27.2%

Census ACS

Rent burdened

46.5%

Census ACS (>30% income)

Median age

39.9

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026