Pennsylvania
Northumberland County
ZIP 17865
90,925 residents47 permits TTM$57,948 median HHI22 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$151,600
ACS 5-Year
Cap rate proxy
6.2%
FMR × 0.65 ÷ Home Value
Rent-to-income
16.1%
HUD FMR ÷ ACS HHI
Net migration
+1.26%
IRS SOI
Permits (TTM)
47
Census BPS
Climate risk
79.2
FEMA NRI (0–100)
ZIP 17865
Median home value
—
Gross yield
—
Cap rate
6.2%
Rent gap
—
Affordability
P/I: 2.6R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown22 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 17851 | — | — | — | 15.4% | — |
| 17872 | — | — | — | 16.6% | — |
| 17866 | — | — | — | 12.6% | — |
| 17834 | — | — | — | 10.2% | — |
| 17832 | — | — | — | 6.2% | — |
Ranked by composite score
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Demographics
Owner-occupied
74.8%
Census ACS
Vacancy rate
13.4%
Census ACS
Bachelor's degree +
19.2%
Census ACS
Rent burdened
35.1%
Census ACS (>30% income)
Median age
44.4
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026