Bloomsburg-Berwick, PA
The numbers that matter most
What an investor checks first when sizing up a new metro — affordability ratio, rent vs income, cap rate proxy, and where the market is moving. Each metric shown vs. state and national medians for instant context.
moderate
Price to income
3.21×
The single most-cited 'is this market still cheap' check. Below 3× and you're in an affordability tailwind.
- vs Pennsylvania
- 3.03×
- vs U.S.
- 3.43×-0.22
Benchmark
ACS median home value ÷ median HHI
comfortable
Rent to income
23.8%
What share of a typical household's income goes to rent. Below 30% means tenants can absorb modest rent increases.
- vs Pennsylvania
- 22.4%
- vs U.S.
- 23.3%
Benchmark
(HUD FMR 2BR × 12) ÷ median HHI
deal-by-deal
Cap rate proxy
4.82%
Rough first-pass yield assuming a 35% expense ratio. Not an underwriting number — a 'is this even worth modeling' filter.
- vs Pennsylvania
- 4.86%
- vs U.S.
- 4.35%+0.47
Benchmark
(FMR 2BR × 12 × 0.65) ÷ ACS median home value
steady
Net migration
+0.20%
Forward-looking demand signal. Positive net migration drives rent growth and absorbs new supply.
- vs Pennsylvania
- 0.09%+0.12
- vs U.S.
- 0.03%+0.18
Benchmark
IRS net migration ÷ population
tight
Permit pipeline
1.10
permits per 1,000 residents
Forward-supply indicator. Above ~5 means the metro is building meaningfully relative to its size; below 2 means supply is tight.
- vs Pennsylvania
- 2.17
- vs U.S.
- 3.52
Benchmark
Census BPS permits TTM ÷ population × 1,000
Unemployment
—
Tighter unemployment means higher wages, more rental demand, lower vacancy.
- vs Pennsylvania
- 3.6%
- vs U.S.
- 3.9%
Benchmark
BLS LAUS, latest month
Where prices are and where they've been
5-year price appreciation
—
homeValues.yearOverYear
—
Median home value
$199,200
Labor market direction
Unemployment
—
Median household income
$61,992
What's being built
Total TTM
91
Single-family
83
2–4 unit
8
5+ unit
0
All 2 counties, ranked by population
| County | Population | Home value | Median HHI | Permits TTM | YoY |
|---|---|---|---|---|---|
| Columbia County | 64,924 | $199,200 | $61,992 | 71 | -2.7% |
| Montour County | 18,165 | $240,300 | $72,926 | 20 |
Similar metros nationally
| Metro | Pop | Med HHI | P/I | Cap proxy | HPI 5y | Permits/1k | Unemp |
|---|---|---|---|---|---|---|---|
| ★Bloomsburg | 83,089 | $61,992 | 3.21× | 4.82% | — | 1.10 | —% |
| Kokomo, IN | 83,452 | $62,496 | — | — | +58.4% | — | 4.0% |
| Elmira, NY | 83,584 | $63,469 | — | — | +41.1% | — | 3.7% |
| Hinesville, GA | 82,354 | $60,329 | — | — | +67.8% | — | 3.7% |
| Great Falls, MT | 84,423 | $66,203 | — | — | +63.6% | — | 3.7% |
| Grants Pass, OR | 87,994 | $59,097 | — | — | +29.4% | — | 6.8% |
Where people are moving in from
Net migration
+170
+0.20% of population
| Origin county | Tax returns |
|---|---|
| Luzerne County, PA | 344 |
| Northumberland County, PA | 268 |
| Montour County, PA | 112 |
| Columbia County, PA | 109 |
| Lycoming County, PA | 104 |
| Schuylkill County, PA | 65 |
Who lives in Bloomsburg
- Median age
- 41
- Bachelor's+
- 24.9%
- Owner-occupancy
- 70.4%
- Vacancy rate
- 13.1%
- Rent burdened (30%+)
- 37.9%
- Median household income
- $61,992
This page shows federally sourced data. A full editorial analysis with charts and investment commentary is in progress.