Lake County
ZIP 97640
Median home value
$219,400
ACS 5-Year
Cap rate proxy
4.7%
FMR × 0.65 ÷ Home Value
Rent-to-income
16.9%
HUD FMR ÷ ACS HHI
Net migration
+0.33%
IRS SOI
Permits (TTM)
21
Census BPS
Climate risk
19.1
FEMA NRI (0–100)
Median home value
$219,400
Gross yield
6.3%
Cap rate
4.7%
Rent gap
25.1%
Affordability
Section 8 detail
Numbers repeat across most ZIPs in this county
ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 97620 | $219,400county est. | $1,150 | 6.3% | 4.7% | 25.1% |
| 97630 | $195,354 | $1,150 | 7.1% | 5.3% | 25.1% |
| 97636 | $219,400county est. | $1,150 | 6.3% | 4.7% | 25.1% |
| 97637 | $219,400county est. | $1,150 | 6.3% | 4.7% | 25.1% |
| 97638 | $219,400county est. | $1,150 | 6.3% | 4.7% | 25.1% |
Ranked by composite score
Compare all ZIPs in Lake County
See all 8 ZIPs ranked by yield and cap rate
Compare yields, cap rates, rent gaps, and affordability across every ZIP. Free account.
- Sortable table — sort by yield, rent gap, affordability
- Drill into any ZIP for full detail
- Save markets and weekly market digest
Free · No credit card · No spam
3
ZIP comparison table. Showing 5 of 8 ZIPs. Sign up to see all.
Owner-occupied
61.5%
Census ACS
Vacancy rate
19.0%
Census ACS
Bachelor's degree +
20.9%
Census ACS
Rent burdened
35.4%
Census ACS (>30% income)
Median age
45.9
Census ACS