Oregon

Gilliam County

ZIP 97812

2,002 residents$64,219 median HHI2 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$158,400

ACS 5-Year

Cap rate proxy

8.2%

FMR × 0.65 ÷ Home Value

Rent-to-income

20.3%

HUD FMR ÷ ACS HHI

Net migration

IRS SOI

Permits (TTM)

Census BPS

Climate risk

2.7

FEMA NRI (0–100)

ZIP 97812

Median home value

$158,400

Gross yield

7.9%

Cap rate

8.2%

Rent gap

-3.4%

Affordability

P/I: 4.4R/I:

Section 8 detail

SAFMR: $1,048Rent: $1,084Gap: -3.3%
ZIP code breakdown2 ZIP codes

Numbers repeat across ZIPs in this county

ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.

ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
97812$158,400county est.$1,0487.9%8.2%-3.4%
97823$158,400county est.$1,0487.9%8.2%-3.4%

Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.

Demographics

Owner-occupied

75.6%

Census ACS

Vacancy rate

21.8%

Census ACS

Bachelor's degree +

20.9%

Census ACS

Rent burdened

22.6%

Census ACS (>30% income)

Median age

50.3

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026