Oregon

Baker County

ZIP 97837

16,796 residents44 permits TTM$57,844 median HHI10 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$247,700

ACS 5-Year

Cap rate proxy

3.9%

FMR × 0.65 ÷ Home Value

Rent-to-income

16.9%

HUD FMR ÷ ACS HHI

Net migration

+0.51%

IRS SOI

Permits (TTM)

44

Census BPS

Climate risk

48.2

FEMA NRI (0–100)

ZIP 97837

Median home value

Gross yield

Cap rate

3.9%

Rent gap

Affordability

P/I: 4.3R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown10 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
978143.3%
978193.9%
978333.9%
978343.9%
978373.9%

Ranked by composite score

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Demographics

Owner-occupied

72.8%

Census ACS

Vacancy rate

16.4%

Census ACS

Bachelor's degree +

27.0%

Census ACS

Rent burdened

35.8%

Census ACS (>30% income)

Median age

47.6

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026