pontotoc-county · Oklahoma

Pontotoc County

ZIP 74825

38,158 residents21 permits TTM$62,564 median HHI7 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$170,500

ACS 5-Year

Cap rate proxy

6.2%

FMR × 0.65 ÷ Home Value

Rent-to-income

16.9%

HUD FMR ÷ ACS HHI

Net migration

+1.01%

IRS SOI

Permits (TTM)

21

Census BPS

Climate risk

62.9

FEMA NRI (0–100)

ZIP 74825

Median home value

Gross yield

Cap rate

6.1%

Rent gap

Affordability

P/I: 2.8R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown7 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
748426.2%
748436.2%
748446.2%
748256.1%
748206.6%

Ranked by composite score

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Demographics

Owner-occupied

66.4%

Census ACS

Vacancy rate

14.4%

Census ACS

Bachelor's degree +

29.7%

Census ACS

Rent burdened

33.9%

Census ACS (>30% income)

Median age

37.5

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026