Oklahoma
Pontotoc County
ZIP 74865
38,158 residents21 permits TTM$62,564 median HHI7 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$170,500
ACS 5-Year
Cap rate proxy
6.2%
FMR × 0.65 ÷ Home Value
Rent-to-income
16.9%
HUD FMR ÷ ACS HHI
Net migration
+1.01%
IRS SOI
Permits (TTM)
21
Census BPS
Climate risk
62.9
FEMA NRI (0–100)
ZIP 74865
Median home value
—
Gross yield
—
Buy Box score
0.6
Section 8 gap
—
Affordability
P/I: 3.2R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown7 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 74820 | — | — | — | 0.7 | — |
| 74825 | — | — | — | 0.7 | — |
| 74865 | — | — | — | 0.6 | — |
| 74871 | — | — | — | 0.6 | — |
| 74842 | — | — | — | — | — |
| 74843 | — | — | — | — | — |
| 74844 | — | — | — | — | — |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
66.4%
Census ACS
Vacancy rate
14.4%
Census ACS
Bachelor's degree +
29.7%
Census ACS
Rent burdened
33.9%
Census ACS (>30% income)
Median age
37.5
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026