Oklahoma

Choctaw County

ZIP 74738

14,299 residents0 permits TTM$45,456 median HHI7 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$119,700

ACS 5-Year

Cap rate proxy

6.8%

FMR × 0.65 ÷ Home Value

Rent-to-income

17.8%

HUD FMR ÷ ACS HHI

Net migration

+0.95%

IRS SOI

Permits (TTM)

0

Census BPS

Climate risk

49.9

FEMA NRI (0–100)

ZIP 74738

Median home value

$119,700

Gross yield

9.4%

Cap rate

6.8%

Rent gap

27.9%

Affordability

P/I: 2.6R/I:

Section 8 detail

SAFMR: $937Rent: $676Gap: 38.6%
ZIP code breakdown7 ZIP codes

Numbers repeat across most ZIPs in this county

ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.

ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
74727$124,528$9379.0%6.5%27.9%
74735$192,262$9375.8%4.2%27.9%
74738$119,700county est.$9379.4%6.8%27.9%
74743$115,790$9379.7%7.0%27.9%
74756$119,700county est.$9379.4%6.8%27.9%

Ranked by composite score

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Demographics

Owner-occupied

65.7%

Census ACS

Vacancy rate

17.7%

Census ACS

Bachelor's degree +

15.2%

Census ACS

Rent burdened

34.7%

Census ACS (>30% income)

Median age

42.1

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026