Oklahoma

Atoka County

ZIP 74540

14,255 residents24 permits TTM$52,034 median HHI6 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$138,000

ACS 5-Year

Cap rate proxy

6.2%

FMR × 0.65 ÷ Home Value

Rent-to-income

16.3%

HUD FMR ÷ ACS HHI

Net migration

+0.75%

IRS SOI

Permits (TTM)

24

Census BPS

Climate risk

30.4

FEMA NRI (0–100)

ZIP 74540

Median home value

$138,000

Gross yield

8.1%

Cap rate

6.2%

Rent gap

24.4%

Affordability

P/I: 2.7R/I:

Section 8 detail

SAFMR: $937Rent: $708Gap: 32.3%
ZIP code breakdown6 ZIP codes

Numbers repeat across most ZIPs in this county

ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.

ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
74525$186,422$9376.0%4.6%24.4%
74533$138,000county est.$9378.1%6.2%24.4%
74540$138,000county est.$9378.1%6.2%24.4%
74555$138,000county est.$9378.1%6.2%24.4%
74569$138,000county est.$9378.1%6.2%24.4%

Ranked by composite score

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Demographics

Owner-occupied

75.8%

Census ACS

Vacancy rate

19.1%

Census ACS

Bachelor's degree +

15.3%

Census ACS

Rent burdened

35.6%

Census ACS (>30% income)

Median age

40.2

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026