Oklahoma
Adair County
ZIP 74965
19,595 residents1 permits TTM$48,028 median HHI4 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$111,500
ACS 5-Year
Cap rate proxy
7.0%
FMR × 0.65 ÷ Home Value
Rent-to-income
16.2%
HUD FMR ÷ ACS HHI
Net migration
+1.34%
IRS SOI
Permits (TTM)
1
Census BPS
Climate risk
53.8
FEMA NRI (0–100)
ZIP 74965
Median home value
$185,684
Gross yield
6.1%
Cap rate
4.2%
Rent gap
30.6%
Affordability
P/I: 3.9R/I: —
Section 8 detail
SAFMR: $937Rent: $650Gap: 44.2%
ZIP code breakdown4 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 74931 | $111,500county est. | $937 | 10.1% | 7.0% | 30.6% |
| 74960 | $153,171 | $937 | 7.3% | 5.1% | 30.6% |
| 74965 | $185,684 | $937 | 6.1% | 4.2% | 30.6% |
| 74964 | $207,152 | $937 | 5.4% | 3.8% | 30.6% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
68.0%
Census ACS
Vacancy rate
14.7%
Census ACS
Bachelor's degree +
11.8%
Census ACS
Rent burdened
30.3%
Census ACS (>30% income)
Median age
38.1
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026