Ohio
Putnam County
ZIP 45815
34,352 residents58 permits TTM$82,785 median HHI13 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$191,600
ACS 5-Year
Cap rate proxy
5.4%
FMR × 0.65 ÷ Home Value
Rent-to-income
12.4%
HUD FMR ÷ ACS HHI
Net migration
+0.84%
IRS SOI
Permits (TTM)
58
Census BPS
Climate risk
32.9
FEMA NRI (0–100)
ZIP 45815
Median home value
$191,600
Gross yield
6.6%
Cap rate
5.4%
Rent gap
18.6%
Affordability
P/I: 2.3R/I: —
Section 8 detail
SAFMR: $1,053Rent: $857Gap: 22.9%
ZIP code breakdown13 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 45815 | $191,600county est. | $1,053 | 6.6% | 5.4% | 18.6% |
| 45827 | $262,196 | $1,053 | 4.8% | 3.9% | 18.6% |
| 45830 | $228,493 | $1,053 | 5.5% | 4.5% | 18.6% |
| 45831 | $199,338 | $1,053 | 6.3% | 5.2% | 18.6% |
| 45844 | $278,099 | $1,053 | 4.5% | 3.7% | 18.6% |
Ranked by composite score
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Demographics
Owner-occupied
85.8%
Census ACS
Vacancy rate
5.0%
Census ACS
Bachelor's degree +
26.3%
Census ACS
Rent burdened
29.7%
Census ACS (>30% income)
Median age
40.0
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026