North Dakota

Mercer County

ZIP 58545

8,341 residents5 permits TTM$79,405 median HHI5 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$196,200

ACS 5-Year

Cap rate proxy

6.4%

FMR × 0.65 ÷ Home Value

Rent-to-income

15.8%

HUD FMR ÷ ACS HHI

Net migration

+0.40%

IRS SOI

Permits (TTM)

5

Census BPS

Climate risk

13.9

FEMA NRI (0–100)

ZIP 58545

Median home value

$240,978

Gross yield

5.8%

Cap rate

5.2%

Rent gap

9.8%

Affordability

P/I: 3.0R/I:

Section 8 detail

SAFMR: $1,156Rent: $1,043Gap: 10.8%
ZIP code breakdown5 ZIP codes

Numbers repeat across most ZIPs in this county

ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.

ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
58541$196,200county est.$1,1567.1%6.4%9.8%
58571$196,200county est.$1,1567.1%6.4%9.8%
58580$196,200county est.$1,1567.1%6.4%9.8%
58523$234,768$1,1565.9%5.3%9.8%
58545$240,978$1,1565.8%5.2%9.8%

Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.

Demographics

Owner-occupied

80.5%

Census ACS

Vacancy rate

22.8%

Census ACS

Bachelor's degree +

22.6%

Census ACS

Rent burdened

46.4%

Census ACS (>30% income)

Median age

42.8

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026