North Carolina
Yancey County
ZIP 28714
18,676 residents103 permits TTM$54,961 median HHI3 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$222,300
ACS 5-Year
Cap rate proxy
4.4%
FMR × 0.65 ÷ Home Value
Rent-to-income
17.6%
HUD FMR ÷ ACS HHI
Net migration
+0.90%
IRS SOI
Permits (TTM)
103
Census BPS
Climate risk
42.2
FEMA NRI (0–100)
ZIP 28714
Median home value
$306,337
Gross yield
3.7%
Buy Box score
0.1
Section 8 gap
—
Affordability
P/I: 5.6R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown3 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 28755 | $222,300county est. | $935 | 5.0% | 4.4% | 13.7% |
| 28740 | $238,915 | $935 | 4.7% | 4.1% | 13.7% |
| 28714 | $306,337 | $935 | 3.7% | 3.2% | 13.7% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
77.2%
Census ACS
Vacancy rate
27.6%
Census ACS
Bachelor's degree +
23.0%
Census ACS
Rent burdened
25.0%
Census ACS (>30% income)
Median age
47.9
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026