North Carolina

Surry County

ZIP 28621

71,407 residents247 permits TTM$56,095 median HHI9 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$166,400

ACS 5-Year

Cap rate proxy

5.3%

FMR × 0.65 ÷ Home Value

Rent-to-income

15.9%

HUD FMR ÷ ACS HHI

Net migration

+1.10%

IRS SOI

Permits (TTM)

247

Census BPS

Climate risk

73.6

FEMA NRI (0–100)

ZIP 28621

Median home value

Gross yield

Cap rate

4.2%

Rent gap

Affordability

P/I: 3.8R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown9 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
270475.3%
27030$201,611$9305.5%4.4%20.3%
270244.3%
286214.2%
286834.1%

Ranked by composite score

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Demographics

Owner-occupied

73.3%

Census ACS

Vacancy rate

12.6%

Census ACS

Bachelor's degree +

19.4%

Census ACS

Rent burdened

38.5%

Census ACS (>30% income)

Median age

43.7

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026