North Carolina

Rutherford County

64,850 residents270 permits TTM$49,771 median HHI12 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$180,800

ACS 5-Year

Cap rate proxy

5.0%

FMR × 0.65 ÷ Home Value

Rent-to-income

18.0%

HUD FMR ÷ ACS HHI

Net migration

+1.19%

IRS SOI

Permits (TTM)

270

Census BPS

Climate risk

72.7

FEMA NRI (0–100)

ZIP code breakdown12 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
281606.2%
280405.0%
280195.0%
280245.0%
280745.0%

Ranked by composite score

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Demographics

Owner-occupied

74.1%

Census ACS

Vacancy rate

18.6%

Census ACS

Bachelor's degree +

20.7%

Census ACS

Rent burdened

36.9%

Census ACS (>30% income)

Median age

45.3

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026