North Carolina
Polk County
ZIP 28756
19,689 residents144 permits TTM$61,005 median HHI4 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$281,100
ACS 5-Year
Cap rate proxy
4.6%
FMR × 0.65 ÷ Home Value
Rent-to-income
21.4%
HUD FMR ÷ ACS HHI
Net migration
+1.65%
IRS SOI
Permits (TTM)
144
Census BPS
Climate risk
36.9
FEMA NRI (0–100)
ZIP 28756
Median home value
$235,502
Gross yield
5.0%
Cap rate
5.5%
Rent gap
-10.8%
Affordability
P/I: 3.9R/I: —
Section 8 detail
SAFMR: $983Rent: $1,089Gap: -9.7%
ZIP code breakdown4 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 28756 | $235,502 | $983 | 5.0% | 5.5% | -10.8% |
| 28722 | $333,476 | $983 | 3.5% | 3.9% | -10.8% |
| 28782 | $344,357 | $983 | 3.4% | 3.8% | -10.8% |
| 28773 | $364,315 | $983 | 3.2% | 3.6% | -10.8% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
76.6%
Census ACS
Vacancy rate
20.3%
Census ACS
Bachelor's degree +
32.9%
Census ACS
Rent burdened
40.1%
Census ACS (>30% income)
Median age
54.4
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026